Citibank Prestige Credit Card is a premier offering from Citibank designed for high-net-worth individuals who prioritize luxury, travel, and reward flexibility. If you’re looking for a credit card that complements your lifestyle while offering elite global perks, the Citibank Prestige Credit Card is an excellent contender.
Read more: American Express Gold Card: A Premium Credit Card with Premium Benefits
Citibank Prestige Credit Card Features and Benefits
| Feature | Details |
|---|---|
| Welcome Bonus | 2,500 Reward Points + Taj/ITC Vouchers worth ₹10,000 |
| Lounge Access | Unlimited Priority Pass access (India + International) |
| Hotel Benefits | Extra night free on minimum 4-night bookings |
| Golf Access | 4 Complimentary Rounds + 4 Lessons annually |
| Reward Rate | 1 Point/₹100 (Domestic), 2 Points/₹100 (International) |
| Reward Conversion | 1 RP = 4 AirMiles |
| Concierge | 24×7 Travel & Lifestyle Assistance |
| Insurance Coverage | Air Accident: ₹5 Cr, Medical: USD 50,000, Lost Card: ₹10 Lakh |
Powerful Welcome Bonus with Citibank Prestige Credit Card
With your new Citibank Prestige Credit Card, enjoy 2,500 reward points along with premium vouchers from Taj or ITC hotels. These are renewed yearly, making it a recurring luxury advantage.
Travel Advantages of Citibank Prestige Credit Card
Frequent flyers can maximize benefits with:
- Complimentary Priority Pass Membership for primary and add-on users.
- Extra night free when booking 4-night stays via concierge.
- AirMiles rewards for every spend—great for flight upgrades.
- Taj Epicure Plus and ITC InnerCircle Silver status included.
Reward Structure of Citibank Prestige Credit Card
| Transaction Type | Reward Points | Conversion | Benefit |
|---|---|---|---|
| Domestic Spend | 1 RP/₹100 | 1 RP = 4 AirMiles | Hotel or Flight Booking |
| International Spend | 2 RP/₹100 | 1 RP = 4 AirMiles | Travel Reward Maximization |
Your points never expire and can be redeemed through SMS or the Citi Rewards portal.
Golf Benefits with Citibank Prestige Credit Card
The Citibank Prestige Credit Card caters to golf lovers:
- 4 complimentary rounds every year
- 4 free golf lessons
- Additional rounds for every ₹50,000 spend
These perks are available across 15+ premium golf clubs across India.
Comprehensive Insurance Coverage
| Category | Coverage |
|---|---|
| Air Accident Death | ₹5 Crore |
| Overseas Medical | USD 50,000 |
| Lost Card Protection | ₹10,00,000 |
This insurance suite provides robust protection for international travel and emergencies.
Citibank Prestige Credit Card Redemption Partners
| Airlines | Hotels |
|---|---|
| Air India | Taj InnerCircle |
| Qatar Airways | IHG Rewards |
| Singapore Airlines | Marriott Bonvoy |
| British Airways | — |
| InterMiles | — |
Reward flexibility is one of the biggest strengths of the Citibank Prestige Credit Card.
Eligibility Criteria
To qualify for Citibank Prestige Credit Card, applicants must meet:
- Minimum Age: 21 years
- Annual Income: ₹25,00,000+
- Credit Score: 750+ recommended
Read also: Top 10 Reasons Why the Axis Bank Reserve Credit Card Is the Ultimate Premium Choice
Required Documentation
- PAN Card
- Address Proof: Aadhaar, Voter ID, or Driving License
- Income Proof: Latest 3 Salary Slips or ITR
How to Apply for Citibank Prestige Credit Card
Apply through Citibank’s website or visit your nearest branch. Click on “Get Citi Prestige Card” and follow the step-by-step process.
Customer Support
Citibank offers 24×7 CitiPhone banking services for support, card blocking, balance checks, and more. For regular queries, working hours are Monday–Saturday, 9 AM to 7 PM.
Final Verdict on Citibank Prestige Credit Card
The Citibank Prestige Credit Card is more than just a financial tool—it’s a lifestyle upgrade. With elite airport lounge access, golf privileges, hotel stays, and a robust insurance cover, the card is perfect for luxury seekers and international travelers. If you travel frequently and value premium experiences, this card justifies its ₹20,000 annual fee through its unmatched privileges.
Whether it’s for luxury travel, fine dining, or elite memberships, the Citibank Prestige Credit Card brings global-level experiences right into your wallet.
